What a good credit score won’t do for you?

Even a “perfect” Credit Score of 900 won’t qualify you for a loan you can’t possibly afford. Before you can finance a personal jet, for instance, your lender will want to see evidence of income, savings, or other assets you can tap to make the monthly payments. While that cost might exceed the grasp of middle-class households, an exceptional credit score does not.

A great credit score is possible for anyone, and having one makes it easier and more affordable to finance purchases within your means, no matter what income bracket you fall into.